About The Win The Game of Money Institute



My name is Bob Ritchey.


I am the founder of the Win the Game of Money Institute and I would like to take a few minutes to tell you a little about myself and why I founded the institute.


When I started high school, my father, an electrical engineer, emphasized to me that the secret to financial success was to get a good education and then get a good, secure job. So I followed his advice, I studied hard and went to college.

I earned a Bachelor of Science Degree in mathematics, then I took an additional 90 college units including a Master’s Degree in Education and in 1965, I obtained a very secure job with the Kern High School District in Bakersfield, California as a high school math teacher.


In 1980, I was at the top of the salary schedule for teachers in my district and made $30,000 for the school year. My salary was based on years of experience and educational units taken, not on how great a teacher I was.


Any additional increases in my income from then on would be “Cost of Living” raises that had to be negotiated for, over which I had no control.

I would be lucky to stay up with increases in taxes and the negative effects of inflation for the rest of my teaching career.


I really enjoyed teaching but…


I was struggling to obtain the lifestyle I wanted for my family.


In 1970, I was introduced to something completely new to me – information on personal growth and development. I started reading books such as “Think and Grow Rich” by Napoleon Hill and “How to Win Friends and Influence People” by Dale Carnegie.


It was at this time that I discovered there are really three types of education and, with all the formal classes I had taken, I had only been taught two of them.

  1. Academic or Scholastic Education: Education that teaches how to read, write and do arithmetic.
  1. Professional Education: Education that teaches the skills to work for money, such as: learning to be a doctor, lawyer, plumber, secretary, electrician, teacher or real estate agent.

But you and I were never taught the third type of education in any of our formal school classes:

  1. Financial Education: Education with words such as cash flow, wealth, net worth, goals, assets, entrepreneur, leverage, or financial independence.
  • The education that teaches us how to invest in assets and how to build businesses.
  • Education that teaches us how to develop an exit strategy from our job or profession so that we have both time and money to enjoy life.
  • Education that increases our self-esteem, self-image, self-confidence, self-discipline and self-reliance.

When it came to financial intelligence, I had a “kindergarten education.”

I also realized I had not been taught two other important skills necessary for me to move ahead to reach those things I wanted for myself and my family.

  1. How to become personally successful – the power of setting and achieving goals.
  2. How to make the most productive use of a precious asset we all have – time management skills.

I started dedicating time, money, and effort to try to master personal and financial success. I built a personal growth and development library and started absorbing information that would educate me and motivate me to take the actions to improve in all areas of my life.


Enter Real Estate: How my whole life began to change for the better.


In 1976, I started investing in residential income property and, in 1977 I received my real estate sales license and started selling income property on a part-time basis.


In 1980, I decided to leave teaching and become a full-time real estate investment broker.   All of a sudden I was in a new profession, something that required new knowledge, attitudes, habits, and skills.


It also gave me the ability to be paid exactly what I was worth, instead of what someone else said I was worth. My library became even more valuable to me.


As I continued my journey in self-improvement, striving to increase my knowledge and skills, my income also increased.


To help my real estate business, I wrote informational reports and developed educational seminars for the public on real estate investing.


One of my seminars was entitled: “How to Build a Real Estate Money Machine.” It had an evaluation form that attendees filled out and almost everyone rated the seminar as “excellent.”


What I found, though, was that a large majority of the people that attended went home and never took the action necessary to start their investment portfolio. And, I believe that’s because they did not fully understand how important it is to develop cash flow assets that would eventually create time and financial freedom.


It was at this time that I decided to create another seminar that taught the basics of financial success and financial independence. I called my seminar: “How to Win the Game of Money.”


My real estate business started to explode. Over the years, I was able to sell over 1000 residential income properties worth more than $100,000,000.

In 2000, my real estate commissions for the year totaled $458,000 and I was recognized in a full-page article as a TOP PERFORMER by the National Association of Realtors® in their magazine which is sent to approximately one million Realtors® every month.


Even though I was making great commission income every year, it was based on starting over on January 1st, trading my time for money to recreate my income.


None of the commission checks I received were “passive or residual Income,” income that would allow me to quit selling real estate and retire.


I was still in the real estate agent rat race.


However, I was also a real estate investor. In 1992, I owned 5 rental units. In 2001, I owned 98 rental units which created a great monthly cash flow and was not dependent on my time.


In 2001, I decided to build another stream of income independent of my real estate. I came across an Internet-based business that gave great tax benefits and created a very nice cash flow without investing money.


Over the next few years, my passive income from this endeavor grew to over $40,000 per year.


That may not sound like a lot of money for many people but keep in mind; this is extra, passive income that I was getting on top of my other business endeavors.


I didn’t have to slave away working long hours for that income. There’s a big difference there.


By the way, as a real estate investment broker, I know that for an individual to generate a cash flow of $40,000 per year, they would have to own at least $500,000 of investment property, free and clear.


In 2003, I had more than enough passive income to retire from selling real estate and enjoy complete time and financial freedom.


I had “won the game of money!”


In 2005, I was able to accomplish a goal that I could’ve never accomplished as a teacher. I had always wanted to move to the mountains with my family, so I purchased my dream home in beautiful South Lake Tahoe, California, for $1,015,000... cash.


While in Tahoe, I decided to fulfill what I felt was one of my ultimate passions and missions in life, teaching people through my seminars and helping them learn how to be financially successful.


I decided to create the Win the Game of Money Institute so I could share the important knowledge and experiences I had learned over the years.

In 2011 my family and I moved back to Bakersfield to be closer to other family members.


I currently own 47 residential rental units, 37 of which are free and clear and, along with my online business, generates a nice, 5-figure passive income every month.


I’m grateful to know that, if I were to die tomorrow, my wife and family’s lifestyle would remain just the same because all the income we generate is residual and not dependent upon me and my ability to trade time for money.


The information inside the Win the Game of Money Institute will provide you with your own personal growth and development system.


It will help you improve your chances of personal and financial success and move you down the road to wealth - to becoming financially independent - and allow you to Win the Game of Money for you and your family.

“The game of money has nothing to do with the amount of wages you earn each year.  There are plenty of people in the world that make lots of money and never come close to winning the game of money.


“Ignoring the game doesn’t mean you’re not playing the game.  It means you are losing the game.  Refusing to keep score doesn’t mean there is not a score. We are all playing the game!"

Robert T. Kiyosaki

Entrepreneur, Investor and New York Times Bestselling Author of "Rich Dad, Poor Dad"

The vision of the Win the Game of Money Institute is to help individuals like you to become financially independent – to learn how to generate enough income every month, independent of your time, to live the lifestyle you want whether you decide to work or not.


It is having both the time and money to enjoy life to its fullest.  For this to happen for you, you will have to generate some wealth.  To generate enough wealth, most people will have to make changes in some of the actions that they are currently taking.  And to change actions, a person must change some of their beliefs.

“When it comes to being rich or being poor there are two types of people…those that have wealth creation systems and those who work for those who have them.  Which one are you?”

Robert T. Kiyosaki, Rich Dad, Poor Dad

Do you believe - like I do - that every person should have a goal of “Winning the Game of Money” sometime in their lifetime... preferably sooner than later?


What will be the consequences for you and your family if you don’t reach financial independence?


Who really wants to become dependent on family, church, or the government for their support for any part of their adult lifetime?


Crossing your fingers is not a financial plan.


To think that without planning, at some time in the future you will wake up and you will be financially successful is naïve and irresponsible.

The mission of the Win the Game of Money Institute is to provide you with information in the form of reports, books, seminars, workbooks, videos and strategies that, once implemented, have the potential to yield you wealth, not only monetarily, but wealth in all areas of your life.

We Will Provide You With The Tools For Success


The first action you must take is to become financially intelligent.  The poor and middle class have very little knowledge of what it takes to be financially independent.  They don’t know the rules of the game.


Why Success Can Be So Difficult


Have you ever attended a public education class that teaches you the principles of personal or financial success?  I have Bachelor of Science and Master of Education degrees and I was never taught “how to become successful.”


Not once – neither in primary school nor junior high school nor high school, not even in the most hallowed halls of higher learning – were you ever instructed on the simple techniques of setting goals, of motivating yourself and others, of dealing with adversity, of eliminating self-defeating habits, of using time profitably, of practicing the power of choice, of developing self-confidence, of doing the things you are afraid to do, of generating enthusiasm at will, of organizing your life, of accumulating wealth, of getting people to give you what you want.


It's All Up To You!


Unlike most higher schools of learning, this institute will have no graduation ceremonies, no diplomas signifying you have survived the courses of instruction, nor will there be any final exams or degrees conferred.  The only reward you will receive, because of your efforts here, will be how much you manage to change your life for the better – in terms of peace and contentment and pride as well as material gain.


But – it’s all up to you.  No one else can live your life for you.  No one else can succeed for you!

It is always easier to act tomorrow.  The world is filled with tomorrow people: those who will tell us in no uncertain terms that they’re going to get started tomorrow, and tomorrow, and tomorrow.


It’s your move. Will you act now?  Is it a battle worth winning?


Persistent effort often spells the difference between success and failure.

Should You Join The Win The Game Of Money Institute?

The resources we offer are for the man or woman who wants to...

  • Become personally successful and financially intelligent;

  • Earn more money than what they’re currently earning;

  • Get out of debt;​

  • Have more control over their time;

  • Learn how to legally save thousands of dollars in taxes;​

  • Have a secure and comfortable retirement.​

Would you be excited and motivated to obtain significant changes in any of those areas in your life?


If so, then you'll be happy to know that I’ve put together a series of online videos, eBooks and Special Reports that will help you develop strategies to become financially independent, give you more time freedom and enjoy a secure retirement.


When you enroll in the Win the Game of Money Institute, you will have instant private access to the following:

The “How to Win the Game of Money” Online Video Seminar along with its 66-page Action Guide, Supporting Trainings & Bonuses

This 4-part, two-hour seminar will open your eyes to all the information you were never taught in school on personal and financial success.

Additionally, the Win The Game of Money Institute offers advanced training on how to invest in Real Estate the right way as a passive income and wealth creation strategy.

The “How To Build a Real Estate Money Machine” Online Video Seminar Along With Its Accompanying Action Guide

These insightful online video seminar, eBooks and Special Reports will equip you with the knowledge you need to build your own residential real estate portfolio that can provide you with the passive income you want that will set you financially free.

I  look forward to welcoming you into the Institute and being a part of your journey towards time and financial freedom for you and those you care about.


To winning the game of money,